Credit Improvement Basics: Debt Management
‘Debt’: a small word with big implications for your personal finances. For those dealing with large amounts of it, debt can bring to mind other four-letter words—none of them printable here. However,...
View ArticleQuizzle’s Credit Improvement Guidebook
Improving credit can be a question of proactively building up a new credit history or doing some repairs or modifications to a more established one. From college freshmen looking for a good head-start...
View Article3 Ways to Start Saving Now, No Excuses
Increasing wealth and providing for the future is important to all of us. And no matter which way the economy goes, this responsibility lies with us. Have you or a loved one lost a pension or seen...
View Article5 Ways to Eradicate a Holiday Spending Hangover
The holidays are over and you’re happily kicking off 2013 with a bang. As you prepare to accomplish the financial goals you’ve set for yourself this year, you may be faced with one ugly reminder of...
View ArticleMonday Motivation – How I Paid Off $14,000 in Credit Card Debt in One Year
Digging yourself out of credit card debt is never easy, but it absolutely can be done. Take it from me, someone who once had over $14,000 in credit card debt; someone who also paid off the entire...
View ArticleMonday Motivation – 5-minute Fixes for a Richer 2013
It’s that time of year again: you’re about a month into the New Year, and your 2013 resolutions are already being put to the test. You’re already spending every ounce of your willpower to go to the gym...
View ArticleWould YOU Eat Expired Food To Pay Off Your Debt Faster?
If anyone understands the deep desire to pay off debt quickly, it’s me. Four years ago, after a depressing and distressing hour of addition and subtraction, I learned that I was deeply in debt....
View ArticleMonday Motivation – The Best Psychological Strategies for Paying Down Debt
Paying down debt is a mental battle. Sure, numerical factors like principal and APR come into play as you strategize how to eliminate your loans, but there’s a hugely important emotional element to...
View ArticleMonday Motivation: How I Kicked Mindless Spending to the Curb
I have a confession to make: I used to shop for sport. In fact, I used to shop when I was bored, lonely, stressed or wanting to blow off some steam. I used to make shopping a day-long, social affair....
View ArticleMonday Motivation: 3 Non-Financial Reasons It’s Good To Be Debt Free
I don’t know about you, but I dream about the day that I’m debt free. Oh, the money I’ll have to spare! I’ll be able to buy a new car, invest more, travel. My income won’t be tied up in payments...
View ArticleCould You Pay Off $50,000 of Debt in One Year?
When looking for inspiration for debt pay off, many consumers read the stories of others who were successful in getting rid of their debt. One such story is the extreme payoff instigated by a couple...
View ArticleNew Survey Finds Class of 2013 Graduating Over $35,000 in Debt
A new survey from Fidelity finds that the graduating class of 2013 is moving into adulthood with a startling debt level, with $35,200 reported as the average debt load. The student loan crisis is...
View ArticleDebt Levels Among Senior Citizens on the Rise
A worrying trend that was first observed during the recession seems to be on a continued upswing, despite an improving financial picture for the nation: rising debt levels among senior citizens....
View ArticleAre Consumers Ready to Start Taking on Debt Again?
The Great Recession served as a wakeup call to many debt-ridden consumers. As many consumers saw their finances change for the worse, they began cutting back on debt. Consumers became wary of all types...
View ArticleCould It Be Better to Pay Off Debt Slowly?
When faced with debt, the first response is often to try to pay it down as soon as possible. This makes sense from a financial standpoint, since you get rid of a high-interest debt faster, paying less...
View Article4 Steps to Start Paying Back Your Student Loans
It’s officially fall, which means it’s that time of year for pumpkin-flavored everything, changing leaves, dropping temperatures and ending Grace Periods. That’s right – if you’re one of the millions...
View ArticleMonday Motivation: Credit Woes? Slay Your Debt Dragon with These Easy Tips
There’s no way to sugar-coat it: Having credit card debt isn’t any fun. A speed bump along the road to financial freedom, it’s an unfortunate reality for many people. If you’re struggling with your...
View ArticleHow Much Debt is Too Much Debt in Your Twenties?
When you see the words “college graduates” in the headlines, it’s usually talking about one of two topics: jobs or debt. While twenty-somethings have little power as individuals to change the national...
View ArticleTips for Dealing with Holiday Debt
One of the pitfalls of holiday spending is the fact that, too often, we find ourselves in debt. Even when you have a budget, it’s all too easy to pull out the credit cards and say you’ll go over just a...
View ArticleShort On Cash? Which Bills You Should Pay First
Most personal finance advice answers questions like: what’s the difference between a traditional and a Roth IRA? How much should I keep in my emergency fund? What’s the best way to pay off debt? In...
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